![]() We help businesses accept credit card, debit card and ACH payments. Virtual Payment Systems is an online payment processing service. If your issuing institution will not lower your maximum transaction or daily spending limit, consider making a series of smaller payments that are under your limit including the VPS convenience fee. Most payment card issuers can make these changes and have them take effect immediately allowing you to complete your payment. The solution to any of the above problems is to contact your payment card's issuing institution and ask them to adjust your daily spending limit, maximum transaction size or to unlock your card. The charge is larger than what you usually would put on your card. ![]() This often happens when you enter an incorrect PIN at an ATM more than a few times.
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